Melayu Emas: [Emas_melayu] Digest Number 3068

There are 26 messages in this issue.

Topics in this digest:

1.1. Relax At Home ... And Get Paid For Your Opinion!
From: xxxxx

2.1. 7 Day Ebook Writing System!
From: xxxxx

3.1. Drop 14 POUNDS in only 7 DAYS!
From: xxxxx

4. BANYAKNYA LUBOK (((DUIT))) ..... TAWARAN MEMIKAT, 4/30/2008, 1:00 am
From: Emas_melayu@yahoogroups.com

5.1. Turn $10 into $3000!
From: xxxxx

6.1. Generate Thousands of Unique Visitors From Major Search Engines FREE
From: xxxxx

7a. Earn Over A Million Dollars Without Even Owning A Website!
From: xxxxx

8a. You don€ ¦'²t need an expensive DVD burner!
From: xxxxx

9a. 500,000 **Hot* & In-Demand Dropship Products @ Funny Prices!
From: xxxxx

10a. Produk Hebat!!! Perniagaan Termudah & Telus!!!
From: m.maajade

11a. BUAT DUIT SECARA ONLINE,MEMBER AKU DAH DAPAT 50 USD
From: Awai natasa
11b. BUAT DUIT SECARA ONLINE,MEMBER AKU DAH DAPAT 50 USD
From: Awai natasa

12.1. A MILLION here ... A MILLION there!
From: xxxxx

13a. The Biggest Turn-Key Internet Marketing Opportunity!€ ¦
From: xxxxx

14.1. You Can Heal Your Depression Now!
From: xxxxx

15a. Increase Your Sales By Over 500% Easily!
From: xxxxx

16.1. Run Your Own Article Directory Website Now!
From: xxxxx

17. [Reminder] ## PEMANGKIN KEKAYAAN 2008 ## HEBAT @ Thu May 1 10:30am €
From: Google Calendar

18a. PRUDENTIAL BSN TAKAFUL
From: Ameen Hj.Zulfaezi
18b. PRUDENTIAL BSN TAKAFUL
From: Ameen Hj.Zulfaezi

19. Fwd: Industri Herba Malaysia
From: pak long

20a. RM1000-RM1500 seminggu
From: Zalina Ariffin

21.1. SHOCKING...New Keyword Software Breaking All The Rules!
From: xxxxx

22.1. Wanna Be A Commercial Real Estate Millionaire?
From: xxxxx

23.1. Photographers Needed Worldwide For a Great Paying Job!
From: xxxxx

24.1. Achieve #1 In All Search Engines!
From: xxxxx

Messages
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1.1. Relax At Home ... And Get Paid For Your Opinion!
Posted by: "xxxxx" berra_tuzcu61@yahoo.com berra_tuzcu61
Date: Tue Apr 29, 2008 5:32 pm ((PDT))

Relax At Home ... And Get Paid For Your Opinion!
Get Paid to Tell Us What You Think!

THIS IS A DREAM JOB! No gimmicks. No catch.
Work from home whenever you want!
Work whenever you want, early morning, after lunch, after dinner,
even 3:00 in the morning.

It's up to you! Just go online, pick the surveys
you want to answer, and start getting paid.

Wouldn't you like to lounge
in your pajamas and earn a paycheck?
http://clickst.ADMANTEST1.hop.clickbank.net/

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Messages in this topic (150)
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2.1. 7 Day Ebook Writing System!
Posted by: "xxxxx" ayse_marketing_002@yahoo.com ayse_marketing_002
Date: Tue Apr 29, 2008 5:33 pm ((PDT))

7 Day Ebook Writing System!
How to Write & Publish Your Own Ebook in Only 7 Days!
How to write and publish your own OUTRAGEOUSLY Profitable eBook in as little as 7 days € ¦'¶ even if you can€ ¦'²t write, can€ ¦'²t type and failed high school English class!
http://clickst.7DAYEBOOK.hop.clickbank.net/

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This is not spam. You receive this mail because you are a member of this yahoo group. If you do not wish to receive any more mails from this yahoo group, please follow these 3 steps:
- Scroll to the bottom of this page and find the links of Yahoo Groups at the very bottom of this page.
- Click € ¦'³Change setting via the web€ ¦'´ link. You will be brought to the Edit Membership Page of this Yahoo Group.
- Change your message delivery (Step 2) option to € ¦'³Web Only€ ¦'´ instead of € ¦'³Individual Email€ ¦'´
By selecting this option, you will be stil member of this yahoo group but will not receive individual mails to your email. If you wish to totally remove this yahoo group, click on the € ¦'³Leave Group€ ¦'´ button in Edit Membership page which is located next to blue € ¦'³Save Changes€ ¦'´ buton.

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Messages in this topic (27)
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3.1. Drop 14 POUNDS in only 7 DAYS!
Posted by: "xxxxx" berra_tuzcu61@yahoo.com berra_tuzcu61
Date: Tue Apr 29, 2008 5:33 pm ((PDT))

Drop 14 POUNDS in only 7 DAYS!
Start Burning Body Fat Today!
The Negative Calorie Diet!
Did you know that it is now possible to drop up to 14 POUNDS in only 7 DAYS? That's right... The Negative Calorie Diet€ ¦'¹ can make it happen for you! Since 1997, thousands of people from all over the world€ ¦ use our weight loss program. Our eBook reveals the weight loss secrets of consuming negative calorie foods to lose all the weight you want!
http://clickst.20BUCKS.hop.clickbank.net/

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Messages in this topic (32)
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4. BANYAKNYA LUBOK (((DUIT))) ..... TAWARAN MEMIKAT, 4/30/2008, 1:00 am
Posted by: "Emas_melayu@yahoogroups.com" Emas_melayu@yahoogroups.com
Date: Tue Apr 29, 2008 5:41 pm ((PDT))

Reminder from: Emas_melayu Yahoo! Group
http://groups.yahoo.com/group/Emas_melayu/cal

BANYAKNYA LUBOK (((DUIT))) ..... TAWARAN MEMIKAT
Wednesday April 30, 2008
1:00 am - 2:00 am
(This event repeats every day.)
Location: http://www.angelfire.com/planet/kewangan/kewangan2.htm

Notes:
BANYAKNYA LUBOK (((DUIT))) ..... TAWARAN MEMIKAT

SILA COPY DAN PASTE LINK DI BAWAH.

http://www.angelfire.com/planet/kewangan/kewangan2.htm

TERIMA KASIH.

Messages in this topic (1)
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5.1. Turn $10 into $3000!
Posted by: "xxxxx" ayse_marketing_004@yahoo.com ayse_marketing_004
Date: Tue Apr 29, 2008 6:24 pm ((PDT))

Turn $10 into $3000!
Click to learn how I quickly turned $10 into $3000, thats right THREE THOUSAND DOLLARS. AND HOW YOU CAN DO IT TOO!!
http://clickst.10TO3000.hop.clickbank.net/

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Messages in this topic (49)
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6.1. Generate Thousands of Unique Visitors From Major Search Engines FREE
Posted by: "xxxxx" ayse_marketing_001@yahoo.com ayse_marketing_001
Date: Tue Apr 29, 2008 6:24 pm ((PDT))

Generate Thousands of Unique Visitors From Major Search Engines FREE!
Top Search Engine Ranking Secrets in GOOGLE!
How to Get A Top 10 Ranking in GOOGLE!
Drive Truckloads of Targeted Traffic To Your Website From GOOGLE!
Would You Like To Have A Website Generating Thousands of
Unique Visitors From Major Search Engines Like GOOGLE
and Making Money On Auto-Pilot While You're Sleeping,
Eating, Sipping A Margarita On The Beach Or Even On Vacation?
STOP Everything You Are Doing and Read This Now.
http://clickst.EWRITE.hop.clickbank.net/

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Messages in this topic (34)
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7a. Earn Over A Million Dollars Without Even Owning A Website!
Posted by: "xxxxx" berra_tuzcu61@yahoo.com berra_tuzcu61
Date: Tue Apr 29, 2008 6:25 pm ((PDT))

Earn Over A Million Dollars Without Even Owning A Website!
Make Your First Easy Million!
How To Create Multiple set-and-forget Passive Income Streams!
Start Earning Cash 15 Minutes From Now!
Let Me Virtually Take You By The Hand and Teach You From Scratch How To Create Multiple set-and-forget Passive Income Streams That Will Have You Automatically Earning Over A Million Dollars A Year€ ¦ Without Even Owning A Website!
http://clickst.ECMILLIONS.hop.clickbank.net/

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Messages in this topic (15)
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8a. You don€ ¦'²t need an expensive DVD burner!
Posted by: "xxxxx" ayse_marketing_003@yahoo.com ayse_marketing_003
Date: Tue Apr 29, 2008 6:25 pm ((PDT))

You don€ ¦'²t need an expensive DVD burner!
Wanna Copy DVDs to CDs?
Start Burning DVDs Today!
Copy All The DVDs You Ever Wanted!
Just use the CD burner that came with your computer!
QuickDVDCopy does it all for you!
Our software rips DVDs faster than any other software on the net.
Save time and enjoy your movies!

http://clickst.DVDCDPRO.hop.clickbank.net/

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Messages in this topic (18)
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9a. 500,000 **Hot* & In-Demand Dropship Products @ Funny Prices!
Posted by: "xxxxx" ayse_marketing_001@yahoo.com ayse_marketing_001
Date: Tue Apr 29, 2008 6:25 pm ((PDT))

500,000 **Hot* & In-Demand Dropship Products @ Funny Prices!
Dropshipping Wholesalers!
The Best Worldwide Wholesale Drop Shippers!
Are Ready to Grab Yourself 500,000 **Hot* And Incredibly
In-Demand Dropship Products At Ridiculously Low Wholesale Prices?
http://clickst.DROPSHIP.hop.clickbank.net/

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Messages in this topic (26)
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10a. Produk Hebat!!! Perniagaan Termudah & Telus!!!
Posted by: "m.maajade" m.maajade@gmail.com m_maajade
Date: Tue Apr 29, 2008 6:43 pm ((PDT))

*TAMBAH PENDAPATAN SAMPINGAN ANDA DENGAN CARA MUDAH DAN BERKEKALAN BERSAMA
SYARIKAT YG TEGUH KUKUH DAN STABIL .LONG TERM BISNES(PERNIAGAAN JANGKAMASA
PANJANG YG AMAT MENGUNTUNGKAN)** *
**
**

Produk apa ??? jawapannya bio-asli.com<http://www.bio-asli.com/?id=ezsmart>
** .** *

*Bio-asli.com <http://www.bio-asli.com/?id=ezsmart> menawakan produk herba
yang cukup murah, berkhasiat dan laris.

http://www.bio-asli.com <http://www.bio-asli.com/?id=ezsmart>*

* ciri-ciri termudah yang anda mahu ada di sini** ?*

- *Halal dan sah dari segi undang-undang** *
- *Pendaftaran percuma (Tak perlu bayaran untuk cuma dapat KIT saja !)
** *
- *Tak perlu yuran tahunan***
- *Sistem yg canggih** cekap dan pantas*
- *Syarikat kukuh dan berdaftar** *
- *Bukan perniagaan untuk sebulan dua sahaja tapi long term(jangkamasa
panjang)** *
- *Tak payah meeting2 ***
- *Boleh hubungi (call/email/sms) syarikat kalau ada masaalah** *
- *komisyen lumayan** *
- *Sistem 5 x 20 + spillover (Bantuan untuk yang kurang pandai promosi
!)** *
- *World pool komisyen (Bonus Tambahan)** *
- *Boleh diniagakan di banyak negara** *
- *Produk hebat dan murah ** *
- *Ada** Online Katalog untuk pelanggan lihat & pilih** *
- *Satu produk untuk seisi keluarga !** *
- *Repeat sales tinggi** *
- *100% Online dan canggih** *
- *Nak buat OFFLINE juga boleh. Kit promosi disediakan percuma** *
- *Komisyen boleh dapat hari-hari**. **RM10 pun** ** dah boleh
transfer ke akaun kita** *
- *Produk syarikat yang uruskan penghantaran ke depan pintu !!!** *
- *Tak payah susah-susah nak cari stokist !** *
- *Tak perlu simpan stok** *
- *Beraneka pilihan produk yg bertambah dari semasa kesemasa*
- *Syarikat yg mantap dan stabil SEMAKIN PESAT BERKEMBANG** *
- *Maintenance bulanan almost 0 *** *
- *Kurang promosi ok kerana produk akan bercakap sendiri** *
- *Produk jika Pakai sendiri pun dah kira untung** *
- *Lambat manapun kita tetap dapat downline dari auto SPILLOVER*
- *Banyak lagi lah ......***
- *Dengan belian mana-mana satu produk anda terus jadi ahli vip***
- *Kos** penghantaran produk percuma ke alamat anda** *
- *Promosi boleh secara online/ofline/sms***
- *Komisyen akan terus diberi atas belian individu atau belian oleh
downline anda.** *
- *APA-APAPUN SUDIKANLAH KLIK WEB SITE INI DAN LIHAT SENDIRI
KEHEBATANNYA** *

*Kat mana boleh dapat semua ni ? Sila lawati laman web ini untuk
kepastian.... ***

*http://www.bio-asli.com <http://www.bio-asli.com/id?=ezsmart>*

*Di program ini anda tak perlu lagi risau kalau orang atas makan sorang ke
apa !!!Semuanya auto spillover ! Ibarat kata kalau upline tak sempat tolong
pun tak kisah !!! *

*Buat apa nak cari yang susah kalau dah ada yang senang !!!*

*http://www.bio-asli.com <http://www.bio-asli.com/?id=ezsmart>*

*Daftar percuma disini <http://www.bio-asli.com/daftar.asp?id=ezsmart>*

*SEKIRANYA ANDA TELAH DAFTAR JANGAN BERLENGAH LAGI BUAT PROMOSI
HABIS-HABISAN MENGIKUT BUDI BICARA DAN KEMAMPUAN TERBAIK ANDA.*

--
Highest Payout Rate Paid to Surf.
http://www.surfjunky.com/?r=ezsmart

Start earning money online. It's FREE. Join. Earn & Learn.
http://www.clickaudit.com/goto/?60766

Messages in this topic (2)
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11a. BUAT DUIT SECARA ONLINE,MEMBER AKU DAH DAPAT 50 USD
Posted by: "Awai natasa" sms7mat@yahoo.com sms7mat
Date: Tue Apr 29, 2008 6:56 pm ((PDT))

BUAT DUIT DENGAN ONLINE INTERNET SAHAJA

Try this...i'm also...

UNTUK kawan2 YANG TENGAH GUNA INTERNET tu,
Adakah ANDA menggunakan internet sekarang?

Peluang baik bagi mereka yang kerap 'surf' internet.

JANGAN BAZIRKAN BIL TMNET DAN STREAMYX atau duit bayar CC...

Kita cuba buat duit jugak di samping kita berbelanja.

Inilah dipanggil situasi win-win. Program ini PERCUMA 100%

Anda akan dibayar setiap 15 hb€ ¦'¥'¥'¥'¥'¥.BAGAIMANA CGAIMANA CARANYA ???

Cuba fikirkan: Andaikan kita perlukan masa 1 jam untuk berfikir
tentang projek ini, anda masih belum mendapat apa-apa, tetapi dalam
masa 1 jam itu saya dah dapat RM1.63. Nak tau macamana? Buka web bawah
ni..

ANDA cuma perlu:
1.Sign up (percuma)
2.Log in
3.Klik pada bahagian "EARN MONEY"
4.Click pada bahagian "Click Here To Start Surf Junky Browser"
5.Biarkan Program ini BUAT DUIT UNTUK ANDA.
6.Klik pada bahagian "STATISTIK" untuk mengetahui jumlah wang anda.

Senang aje..tak perlu risau...tanpa risiko..cuma kita aje lah yang
perlu jujur dalam mem'promot' kan website ni.

Kita dibayar sebab kita 'promot' orang lain surf web dia..Itu
aje..Jadi,apa salahnya kalau kita buat macam tu kan ??
TAK SALAH KALAU MENCUBA...!! TAK RUGI APA - APA ...!!
kita dibayar USD$0.45 (RM1.63 € ¦'¶ ikut currency sekarang bagi setiap jam
program ini berjalan). Bermakna anda boleh dapat sehingga RM41.04
sehari (RM1.63x24=RM39. 12).. Ini bermakna sebulan kita boleh dapat
sehingga RM39.12x 30 = RM1173.60.
Boleh tahan gak kan ...fikirlah. Duit FREE, ambik je laa...Cek akan
dihantar kepada nama dan alamat yang kita isikan sewaktu sign up. Oleh
itu sila tulis nama dan alamat anda dengan lengkap dan betul...

Tekan la Link ni

http://www.surfjunky.com/?r=Rabiahsal

---------------------------------
Be a better friend, newshound, and know-it-all with Yahoo! Mobile. Try it now.
Messages in this topic (2)
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11b. BUAT DUIT SECARA ONLINE,MEMBER AKU DAH DAPAT 50 USD
Posted by: "Awai natasa" sms7mat@yahoo.com sms7mat
Date: Tue Apr 29, 2008 6:56 pm ((PDT))

http://www.surfjunky.com/?r=Rabiahsal

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Be a better friend, newshound, and know-it-all with Yahoo! Mobile. Try it now.
Messages in this topic (2)
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12.1. A MILLION here ... A MILLION there!
Posted by: "xxxxx" ayse_marketing_005@yahoo.com ayse_marketing_005
Date: Tue Apr 29, 2008 7:11 pm ((PDT))

A MILLION here ... A MILLION there!
How To Make Real Money With Online Forex Trading?
... and soon we're TALKING real money
Let me explain to you once and for all
how to lose your money in the forex market.
http://clickst.DRFOREX.hop.clickbank.net/

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Messages in this topic (35)
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13a. The Biggest Turn-Key Internet Marketing Opportunity!€ ¦
Posted by: "xxxxx" berra_tuzcu61@yahoo.com berra_tuzcu61
Date: Tue Apr 29, 2008 7:11 pm ((PDT))

The Biggest Turn-Key Internet Marketing Opportunity!€ ¦
Fifty (50) High-Quality Private Label Rights Products!
Your Chance To Own This Massive New
Mega-Package Of Ready-Made *100% Profit*
"Private Label Rights Products!"
With Not 1, Not 5, But Fifty (50) High-Quality Private Label Rights Products
With "Ready-To-Go" Professionally-Designed, "Order-Pulling" Websites!
This Is The Biggest Turn-Key Internet Marketing Opportunity That You Have Ever Seen!€ ¦
This Package is Brand New - it has never been sold before
so the market is wide open, and the current competition is non-existent!

http://clickst.DOTHITCOM.hop.clickbank.net/

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14.1. You Can Heal Your Depression Now!
Posted by: "xxxxx" ayse_marketing_001@yahoo.com ayse_marketing_001
Date: Tue Apr 29, 2008 7:11 pm ((PDT))

You Can Heal Your Depression Now!
How To Heal Depression Naturally Without Therapy?
Live a Life FREE of Depression!

"No Expensive Therapy...
No Dangerous Antidepressants..."

100% Guaranteed
If you (or someone you love) are suffering with depression,
isn't it time to discover the true cause of your depression
and how you can heal it naturally?
http://clickst.DEPRFREE.hop.clickbank.net/

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Messages in this topic (29)
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15a. Increase Your Sales By Over 500% Easily!
Posted by: "xxxxx" ayse_marketing_001@yahoo.com ayse_marketing_001
Date: Tue Apr 29, 2008 7:11 pm ((PDT))

Increase Your Sales By Over 500% Easily!
Get Listed in Google Secrets Revealed!
Google, Yahoo and MSN SEO Tactics!

How To Get Your Website On Google And Increase Your Sales By Over 500% Using This Insanely Simple Method. If You Can Click Your Mouse I GUARANTEE You'll Make It On Google!"

http://clickst.CWDEDES.hop.clickbank.net/

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Messages in this topic (23)
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16.1. Run Your Own Article Directory Website Now!
Posted by: "xxxxx" ayse_marketing_002@yahoo.com ayse_marketing_002
Date: Tue Apr 29, 2008 7:11 pm ((PDT))

Run Your Own Article Directory Website Now!
Get Your Own Easy-To-Use Article Directory Website!
Here Is How To Run Your Own Amazing And Easy-To-Use Article Directory Website, Instantly Generates Search Engine Friendly Web Pages, Explode Your AdSense Revenue and All This By Using Other People's Content!
http://clickst.DAVZO.hop.clickbank.net/

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Messages in this topic (29)
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17. [Reminder] ## PEMANGKIN KEKAYAAN 2008 ## HEBAT @ Thu May 1 10:30am €
Posted by: "Google Calendar" pro_idea04@yahoo.com pro_idea04
Date: Tue Apr 29, 2008 7:30 pm ((PDT))

emas_melayu@yahoogroups.com, this is a reminder for

Title: ## PEMANGKIN KEKAYAAN 2008 ## HEBAT
Time: Thu May 1 10:30am € '¶ 11:30am (Timezone: Kuala Lumpur)
Calendar:
Description: Salam internet.
Apakah RAHSIA JUTAWAN INTERNET mencipta wang melalui internet?

Rahsia telah TERBONGKAR! Jika anda berminat untuk mengetahuinya sila layari website di bawah.

http://www.kuasaforex.com/index.php?ref=proidea

PENTING. Wow! Anda pasti TERPUKAU. Sila klik untuk mengetahui bagaimana menambah pendapatan BAGAI PELURU.

http://www.kuasaforex.com/index.php?ref=proidea

TERIMA KASIH.

Ikhlas,
Pro Idea,
Rakan Internet Anda. Jika ada masa, sila jengok website di bawah.
http://gempaq.angelfire.com/

P/S: Jangan bimbang jika anda tidak memahami cara urusniaga forex kerana ebook KUASA FOREX menerangkannya secara terperinci. Langkah demi langkah. Ada ROBOT yang membantu anda.

You can view this event at http://www.google.com/calendar/event?action=VIEW&eid=Z3M5dDJrZDh0M25iMmY1bjQyYzVpanE0bjRfMjAwODA1MDFUMDIzMDAwWiBlbWFzX21lbGF5dUB5YWhvb2dyb3Vwcy5jb20&tok=MjAjcHJvX2lkZWEwNEB5YWhvby5jb200YTRjZjU1OWI3NTFiODQ4MDEyZTBjM2M3ZTgyZDU0NDljNzcyZTk1&ctz=Asia%2FKuala_Lumpur&hl=en

You are receiving this courtesy email at the account emas_melayu@yahoogroups.com because you are an attendee of this event.

To stop receiving future notifications for this event, decline this event. Alternatively you can sign up for a Google account at http://www.google.com/calendar/ and control your notification settings for your entire calendar.
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18a. PRUDENTIAL BSN TAKAFUL
Posted by: "Ameen Hj.Zulfaezi" ameenhj.zulfaezi@yahoo.com.my ameenhj.zulfaezi
Date: Tue Apr 29, 2008 7:34 pm ((PDT))

"Jangan biarkan
Bill Hospital mengecewakan anda"

MENAWARKAN PELAN 7 DALAM 1

Konsep
Takaful: berasaskan pinsip-prinsip berkongsi tanggungjawab, bekerjasama

dan
saling membantu menjaga kepentingan bersama. Setiap peserta menyumbang

berasaskan Tabarru' (derma) kepada dana yang akan digunakan untuk membantu

satu
sama lain pada masa diperlukan.

Dengan
menyertai pelan Simpanan, Perlindungan dan Pelaburan di Prudential BSNTakaful

anda
akan ditawarkan Pelan 7 Dalam 1.
Satu Pakej yang lengkap untuk

anda sekeluarga. Simpanan hanya dari serendah RM3.34 sehari !

1) Simpanan Anda, Simpanan Pendidikan Anak anda atau Pasangan Anda akan dilaburkan

melalui
dana yang mematuhi prinsip Syariah yang dikawal oleh Bank
Negara Malaysia.

2)
Anda akan mendapat kemudahan Medical Card dari Prudential yang pasti akan

memenuhi keperluan hospital anda atau keluarga sepenuhnya sehingga umur 70
tahun.

SEPERTI:

- Kos rawatan di wad Hospital Pakar dibayar
oleh Prudential dengan peruntukan minimum

dari RM 150,000.00 sepanjang polisi dengan jumlah tuntutan RM 50,000..00
setahun

- Kadar bilik wad RM 100.00 sehari
(bergantung kepada pelan yang anda ambil)

-
Elaun hospital RM 200.00 sehari (tidak melibatkan nilai simpanan atau nilai Medical Card)

- Dan banyak lagi kemudahan Medical Card dari Prudential yang diterima oleh
kebanyakan

Hospital Pakar tanpa banyak soal.

* Perlindungan dari RM150,000 hingga RM450,000 (bergantung pada polisi yang diambil)

nota:

tak
perlu renewal tiap2 tahun..gunakan Medical Card hingga beumur 70 tahun tanpa kenaikan
premium atau bayaran seperti
lain-lain Insyuran ( tiap 5 tahun bayaran di naikkan dan tidak boleh renewal lagi
bila ditimpa musibah 36 penyakit kritikal )

(***tiada
lagi syarikat Insyuran yang akan menerima / menanggung pemohonan / peserta
yang

mempunyai
rekod 36 penyakit Kritikal )

3)
Faedah perlindungan 36 Penyakit Kritikal dan polisi menjadi percuma sekiranya

mengidap 36 Penyakit Kritikal ini ( tidak perlu lagi bayar premium
= F.O.C hingga beumur 80 tahun ).

Pampasan
akan diberi sehingga RM 100,000 (
bergantung pada jumlah pampasan yang anda ambil).

4)
Faedah perlindungan Personal Accident untuk anda atau keluarga anda di mana-mana,

sama
ada di Jalan Raya, di Rumah, di Tempat Kerja atau di
sekolah. Tuntutan bayaran bil rawatan

sehingga
RM 2000.00 bagi setiap kes kemalangan yang tidak dimasukkan ke Wad.

-
M.C. € ¢â' '³ Elaun Cuti Sakit (disebabkan kemalangan) RM 200 seminggu ( Elaun
Hospital dan

cuti
sakit) dibayar setelah anda keluar hospital dan bayaran kos hospital tidak
akan

menjejaskan
jumlah simpanan anda atau nilai Medical Card anda).

5) Auto Saving,sekiranya anda disahkan menghidap satu antara 36 penyakit
Kritikal, anda

tidak
perlu lagi membayar premium anda. Prudential yang akan
menanggung pembayaran

untuk
anda, anda tidak perlu lagi membayar premium anda sehingga umur 80 tahun!!.

Sekiranya keluarga di bawah tanggungan anda mempunyai pelan Prudential yang berasingan

mereka
juga tidak perlu lagi membayar sebarang premium,Prudential yang akan
menanggung

pembayaran untuk mereka. Untuk anak anda pula yang menambah Takaful Cerdik ( Education

plan),
sekiranya berlaku perkara tersebut ke atas diri anda, simpanan terjamin

sehingga
anak berumur 25 tahun.

6)
Polisi Fleksibel,satu-satunya
polisi yang tidak ada tempoh matang, anda boleh membuat

pengeluaran
tunai! (untuk mendapat kemudahan ini pastikan Cash Value anda melebihi
RM4000.

ini bermaksud sekiranya di dalam akaun anda ada RM 10,000, anda boleh keluarkan
RM 6000

untuk
sebarang kegunaan anda. Anda juga boleh memohon Holiday
Premium (pengecualian

membayar
premium bagi tempoh tertentu dan perlindungan 7 Dalam 1 anda serta
manfaat

diteruskan
seperti biasa.

HOLIDAY
PREMIUM

Holiday Premium sangat berguna disaat anda terdesak dan tidak mampu untuk membayar

premium
buat sementara waktu (ini juga bergantung kepada Cash Value anda).

Holiday
Premium dari Prudential adalah antara program terbaik yang dirangka khusus
untuk

anda.
Ia boleh menjangkau masa yang panjang merujuk kepada tempoh sesuatu polisi.

PERSARAAN

Faedah
Persaraan, sekiranya anda tidak membuat sebarang tuntutan, ini akan

menjadi sebagai bonus untuk persaraan hari tua anda. Dari Pakej Simpanan dan

Pelaburan, anda tidak perlu risau tentang persaraan anda terutama kepada anda

yang
bekerja sendiri dan tidak membuat sebarang simpanan atau caruman KWSP.

7)
Takaful saver ( Unit Trust )

Para peserta boleh membuat caruman tetap ke akaun unit pelaburan (Unit Trust) untuk membeli

dana-dana yang terpilih, anda boleh melayari laman web: www.prubsn.com.my

untuk
perkembangan 'Today's fund Prices' / tel: 03 2053 7188 / lihat akhbar-akhbar
tempatan.

CONTOH:

Dana
Ekuiti Dec. 06 diniaga = RM 1, Sept. 07 = RM 1.3, makna 30% kenaikan
dan terkini

sudah
mencapai = RM 1.4 , sekiranya anda disahkan menghidap
satu antara 36 jenis penyakit

kritikal,
anda tidak perlu lagi membayar premium anda. Prudential yang akan tanggung

pembayaran
untuk anda sehingga umur 80 tahun!!.

PERBANDINGAN PERLINDUNGAN
& SIMPANAN ANDA

SIMPANAN :SIMPANAN :

(BANK / ASB / T.HAJI / KWSP/ DLL)( PRUDENTIAL
BSN TAKAFUL )

BULANAN = RM 200BULANAN = RM
200

RM200
X12BULAN = RM2400(1TH)RM200 X12BULAN =
RM2400(1TH)

RM2400
X5TAHUN = RM12000(5TH)RM2400 X5TAHUN =
RM12000(5TH)

*
SIMPANAN 5 TAHUN = RM12000* SIMPANAN 5 TAHUN =
RM12000

MANFAAT PERLINDUNGAN:MANFAAT
PERLINDUNGAN:

- SIMPANAN RM12000 - MEDICAL CARD (MIN. RM150,000)

- KEMASUKAN HOSPITAL PAKAR

- 36 JENIS PENYAKIT

- KEMATIAN / HILANG UPAYA KEKAL

- PERSONAL ACCIDENT

- KOS RAWATAN

- KADAR BILIK HARIAN

- ELAUN HOSPITAL

- M/C (MINGGUAN/LEBIH)

- SIMPANAN

- DLL.

TAHAN WARD ( contoh):TAHAN WARD (
contoh):

PEMBEDAHAN
KOS = RM 60,000PEMBEDAHAN KOS = RM
60,000

RM60,000
- RM12000 = RM48,000 * di tanggung oleh
Prudential sehingga

(simpanan tidak mencukupi RM 48,000 min. RM150,000 malah ada
lebihan lagi

terpaksa meminjam / minta bantuan )sebanyak RM90,000
( wang
simpanan tidak diusik )

PERCUMA POLISI JIKA
DISAHKAN OLEH DOKTOR

TERHENTI BILA SAKIT KRITIKALMENGIDAP 36 JENIS
PENYAKIT KRITIKAL, PRUDENTIAL

AKAN MENANGGUNG PREMIUM
SEHINGGA ANDA

BERUMUR 80 TAHUN.

SIMPANAN ANDA AKAN DI LABURKAN KEDALAM DANA-DANA ISLAMIC ( KAUNTER HIJAU)

NOTA
:- Simpanan sebanyak RM 200.00 yang ditunjukkan di dalam perbandingan
ringkas diatas adalah sebagai contoh
sahaja. Disini saya Cuma membuat perbandingan dengan Bank, ASB, Tabung Haji
dan KWSP,

sekiranya
anda mempunyai polisi yang lain anda boleh membuat perbandingan. Perbandingan
mestilah dibuat
dari
polisi yang asal dengan nilai premiun yang sama. Kalau nilai premiun yang
dibandingkan lebih rendah, nilai
sudah
pasti menjadi kelebihan polisi tersebut kerana murah dan anda perlu tahu apa
yang terkandung didalam
polisi
tersebut. Penjelasan dari perunding anda sangat penting kerana setiap fakta
yang terkandung mestilah
diterangkan dengan jelas dan telus. Pastikan tidak ada fakta-fakta yang tersembunyi. Ini
penting kerana masalah akan
timbul semasa anda hendak membuat tuntutan kelak.

Sekurang-kurangnya
anda perlu tahu bagaimana proses hendak membuat tuntutan.

Jika
Ingin Mendapatkan Keterangan Terperinci Mengenai Produk Insuran Yang Di
minati..sila hubungi

Hj. Zul 013 3256 153 dan boleh juga melalui Emel:ameenhj.zul69@yahoo.com

WASSALLAM

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Messages in this topic (8)
________________________________________________________________________
18b. PRUDENTIAL BSN TAKAFUL
Posted by: "Ameen Hj.Zulfaezi" ameenhj.zulfaezi@yahoo.com.my ameenhj.zulfaezi
Date: Tue Apr 29, 2008 7:49 pm ((PDT))